Insurance for dogs are becoming increasingly popular, but are they really useful? Waldi, dogs or Mohrchen, pets are absolutely required for Christmas. It has the four-legged friend in the House, you should take care but also ensuring correct. On the insurance market, there are some interesting animal insurance, but not everyone thinks what it promises them. Animal health insurance: Health insurance plans are offered mainly for cats, dogs and horses. That may be quite reasonable particularly in breed animals, which often seriously ill.
But in many cases they are for naught. Mostly, the regular vaccinations of means of parasites and animal doctor fees be paid at a health insurance, which appears, that there is a good deal. It should be remembered that the posts, such as at a private health insurance, are dependent on the age and health status of the animal in the insurance. A 5 year old breed CAT are 50 euro per month (depending on possible tariff). Therefore, you should place the posts about the life in relation to the treatment costs to be expected. The pure OP insurance: Is often really recommended to breed animals. For complicated operations can easily cost 300 to 1000 euro, which are not usually in the family budget. Because if the animal for financial reasons must be redeemed, although the expensive surgery still would have helped, it is of course very tragic.
It is also possible to include a daily hospital benefit. This however should be without. The keepers liability insurance: With some animals, pet owners civil liability insurance should be regarded as must. The best-known examples are the dogs liability and the liability of the horses. The keeper of the animal shall be liable for damage caused by the animal, up to the full compensation of the damage. If for example a dog (this is indeed not alone a nature of fighting dogs, but a pack of typical behavior) investigates his protective instincts and a people injured (injury) that can be so expensive that one must speak for the holder of an existential risk. Because a claim of several hundred thousand euros, or about one million, which is quite realistic in personal injury, would drive certainly as good as any in the financial ruin. Who so buy an animal, can assume a danger to others (especially hunting and predators, poisonous animals, etc.), which should complete a pet owners third party liability insurance. For reptiles, there is a separate reptile insurance, which insured with liability risk. The animal life insurance: this insurance is intended for such animals, the existence of which represents an economic factor that eliminates such as life of the animal and therefore represents a financial risk. This is the case, for example, with horses. The insurance does not only in case of death or emergency killing, but including theft, robbery or permanent breeding unsuitability.
But in many cases they are for naught. Mostly, the regular vaccinations of means of parasites and animal doctor fees be paid at a health insurance, which appears, that there is a good deal. It should be remembered that the posts, such as at a private health insurance, are dependent on the age and health status of the animal in the insurance. A 5 year old breed CAT are 50 euro per month (depending on possible tariff). Therefore, you should place the posts about the life in relation to the treatment costs to be expected. The pure OP insurance: Is often really recommended to breed animals. For complicated operations can easily cost 300 to 1000 euro, which are not usually in the family budget. Because if the animal for financial reasons must be redeemed, although the expensive surgery still would have helped, it is of course very tragic.
It is also possible to include a daily hospital benefit. This however should be without. The keepers liability insurance: With some animals, pet owners civil liability insurance should be regarded as must. The best-known examples are the dogs liability and the liability of the horses. The keeper of the animal shall be liable for damage caused by the animal, up to the full compensation of the damage. If for example a dog (this is indeed not alone a nature of fighting dogs, but a pack of typical behavior) investigates his protective instincts and a people injured (injury) that can be so expensive that one must speak for the holder of an existential risk. Because a claim of several hundred thousand euros, or about one million, which is quite realistic in personal injury, would drive certainly as good as any in the financial ruin. Who so buy an animal, can assume a danger to others (especially hunting and predators, poisonous animals, etc.), which should complete a pet owners third party liability insurance. For reptiles, there is a separate reptile insurance, which insured with liability risk. The animal life insurance: this insurance is intended for such animals, the existence of which represents an economic factor that eliminates such as life of the animal and therefore represents a financial risk. This is the case, for example, with horses. The insurance does not only in case of death or emergency killing, but including theft, robbery or permanent breeding unsuitability.
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